1 out of 3 Veterans don't know about VA Loans. Of those that do, 8.1% of Veterans were DISCOURAGED the use of a VA loan by their lender and/or REALTOR®. Instead, lets help Veterans buy homes by encouraging VA financing and creating awareness of the VA Loan program. VA home loans offer more lenient guidelines, so Veterans that may otherwise not be eligible for FHA or Conventional financing, may get approved w/a VA loan. NO Mortgage Insurance, so they may be able to buy a more expensive home